If you need to ship your car across country, the easiest way to do it is to have a car transport company take your car for you. They have the necessary tools to safely transport your car, including both open and closed trailers. However, one of the things you are probably worried about when your car is being shipped is who is going to pay if something happens to your car. Having insurance can give you some peace of mind. But, how do you make sure that there is insurance on your car while it is being transported?
Your Car Insurance
The first thing you should check is with your own car insurance. Your insurance policy may cover car transport, but it is more likely that it doesn't. It generally isn't a standard feature. You may be able to add a special rider on your insurance that will cover transporting your car. If you have the chance to add on the rider, you should think about taking out the most coverage that you can to make sure that you are adequately compensated if something happens.
Transport Company's Insurance
When you hire the transport company you should ask to see their insurance certification. They should be able to show you that they have current proof of insurance. After you see their insurance certification, it's time to start asking some questions. The questions that you need to be prepared to ask include what kind of damage their insurance will cover, as well as if you are responsible for any kind of deductible when it comes to paying for damage to your car.
Ask For It in Writing
Before your signature even goes on any kind of contract, make sure that everything you discuss is in writing. That way you are granted a little more protection. If you have something written down that both you and the transport company's representative have signed, you can show various insurance companies that you have an agreement as to who covers what and what damage should be paid by whom. Having a written contract is the best way to protect you and the auto transport company.
If your car needs to be shipped from one location to another because you are moving, showing your car at a car show, or are selling it, you need to make sure that you are insured in case of any kind of damage occurs during the shipping process.
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